A group of people wearing construction helmets sit around a table discussing construction plans while taking notes and using laptops.

For claims to rectify defects

House building guarantee

Work guarantee for hidden construction defects
Expert check of reported construction defects
All contractors are included in the insurance
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Key points at a glance

  • Our guarantee on your behalf: With a construction guarantee, AXA covers claims in the event of incorrect contractual performance by companies with a works guarantee.
  • Hidden defects: We are by your side if defects arise after construction has ended and the work has been accepted. 
  • Effective, even after construction has ended: The construction guarantee also comes into force if the construction has already been accepted.
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Insurance overview

AXA provides a work guarantee for claims for incorrect fulfillment of your contract by tradesmen and companies – even if the work has already been accepted. Every company involved in the construction is liable for construction defects for five years following acceptance of the building.

Costs that are covered

  • AXA guarantees 10% of the work contract amount per contractor for the correction of hidden defects
  • Assumption of the costs of an expert to check a reported defect
  • Assumption of coverage in the event of a company going bankrupt
  • Assumption of coverage if a company fails to adhere to its contractual obligations