A group of four construction workers in blue and white helmets look at and discuss construction plans on a building site.

For construction site damage

Builder's risk insurance

Protection against construction accidents, theft & vandalism
Work can continue despite construction incidents
Damage location, demolition & reconstruction costs paid
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Key points at a glance

  • Protection against property damage: Builder's risk insurance assumes payment of property damage on the construction site.
  • Theft and vandalism covered: We also protect you against theft and vandalism at your construction site.
  • No additional costs due to interruption: Our insurance guarantees the seamless continuation of your building project.
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Insurance overview

Builder's risk insurance assumes payment of property damage on the construction site. AXA also pays you the benefits that a liability insurer must pay for parties involved in the construction. This ensures uninterrupted continuation of the construction work.

The insurance covers

  • Builder-owners
  • Architects
  • Engineers
  • General contractor
  • Building contractor
  • Construction site workers
  • Geologists

Scope of coverage of builder's risk insurance

  • Damage caused by accidents during construction, e.g. damage to the facade from collapsing scaffolding
  • Cleanup and disposal costs following construction accidents
  • Costs of locating the damage following construction accidents
  • Demolition and reconstruction costs
  • Damage resulting from fire and natural forces (accrding to cantonal regulations)
  • Burglary and theft of materials already included in the construction (e.g. doors and windows)
  • Vandalism to the property

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