Occupational benefits

We focus on how you benefit

• Tailored pension solutions: structure your benefits plan flexibly to suit your needs. Choose between the basic solution with or without the management plan, executive board plan or supplementary benefits.
• Full risk cover: the risks of disability and death are fully covered by AXA Life Ltd. This means that your employees are ideally provided for in any life situation. 
• Foundation's stable structure: we guarantee a stable structure for the Foundation with low pension obligations and modest redistribution between working persons and retirees.
• Simple and efficient online contract administration: you manage all your contracts centrally within our customer portal. Queries can be handled and data and mutations carried out round the clock directly and very easily with one click. 
• Attractive AXA health services: you and your employees all benefit from our health services which help improve motivation and satisfaction, thereby promoting a strong and healthy team.

Advantages and services for your employees

• Complete freedom to choose how benefits are paid: your employees determine when they retire – at the standard retirement age, early retirement, deferred or phased retirement – and can choose whether to receive benefits as regular pension payments, a lump sum, or a mixture of the two.
• Pensions portal: the user-friendly myAXA pensions portal is available for your employees to use. They have round-the-clock access to important information, such as pension fund certificates, and can view their contracts, plan their retirement and calculate different future scenarios.
• Pension fund certificate in a nutshell: useful information on pension fund certificates, including a downloadable guide
• Competence center in Schaan: our dedicated experts are on hand locally to handle all pension queries. We kindly invite your employees to drop by for a personal consultation.

Long-term investment strategy: the Board of Trustees follows a long-term investment strategy that has been developed and is regularly reviewed in conjunction with a prestigious, external investment advisor (PPCmetrics AG).

Earnings and risk-optimized investment pool: the pension assets of all affiliated companies are invested and managed by the collective foundation and AXA Asset Management following a uniform investment strategy to maximize earnings and minimize risks.

Many years of experience and unique market access: AXA Switzerland has been managing assets for over 140 years. Its Asset Management unit has assets under management totaling more than CHF 100 billion and combines extensive global experience with local expertise. The Group's size and expertise ensure unique access to attractive asset classes.

Sustainable investments: The Board of Trustees firmly believes that the responsible use of resources adds value over the long term. This is why we incorporate factors relating to the environment, social responsibility and good corporate governance, what are known as ESG criteria (environment, social, governance), into our investment decisions. AXA Asset Management intentionally refuses to invest in the tobacco industry, in manufacturers and traders of controversial weapons or in palm oil producers that are associated with the destruction of rain forest. Learn more about ESG criteria.

Independence through best-in-class approach: our best-in-class approach means that pension assets are managed independently with no conflicts of interest.

Interest: the collective foundation's Board of Trustees determines the interest on retirement assets based on the expected coverage ratio at year-end.