Save money on basic health insurance
Compare health insurance
Want to save on basic health insurance?
In order to save on your basic health insurance premiums, you should compare Swiss health insurers every year and change your deductible. This site will let you directly access the comparison portal and find answers to all of your questions:
- How does AXA's comparison of health insurers work?
- What advantages does the health insurer comparison offer?
- What potential savings does comparing health insurers offer in each canton of residence?
Note: AXA does not offer basic health insurance – it only compares health insurers.
Here’s how AXA’s online comparison of health insurers works
Are you looking to switch insurers so you can save on your basic health insurance? By using AXA’s unbiased health insurer comparison, you’re only a few clicks away. This is what you need to do:
1. Enter your information
In order to give you the best quotes, we need some information about you. We will only use this information to make sure the calculations are correct. We will not save this information. This will help us make accurate calculations.
2. Compare premiums
Review all your quotes and choose the insurance that you like best. Basic health insurance benefits are exactly the same regardless of which insurer you choose. This is why you should go with the cheapest quote.
Our tip: As an AXA Healthcare customer, you can take advantage of our practical switching service. Simply select your new basic health insurance and we’ll cancel your current insurance and take care of the whole process for you.
The advantages of AXA’s health insurer comparison
- Quick and easy: With just a few clicks, you can compare health insurers to find the basic health insurance that suits you best.
- It’s free and there’s no obligation: Comparing basic health insurance and health insurers costs you nothing and there is no obligation for you to buy supplementary insurance from AXA . You must have an AXA supplementary policy in order to take advantage of our switching service.
- Unbiased and independent: The comparison is unbiased, transparent and independent. AXA is not partners with any of the providers listed.
- You could save a lot: In Switzerland, all basic health insurances must offer the same benefits. But the premiums can vary considerably. By comparing health insurance, you could save an average of CHF 426 per year.
Select the right franchise amount: so you can save on your premiums
The amount of your franchise directly influences how much you pay for your health insurance. If you choose a higher franchise amount, your monthly premiums will be lower, but you will have to pay a larger part of your healthcare costs yourself. Whereas the opposite is true if you choose a low franchise amount.
If you’re generally healthy, rarely visit a doctor and have some savings, then you should typically choose the maximum franchise amount of CHF 2,500. But if you regularly go to the doctor or do not want to take any risks, then you should choose the lowest franchise amount of CHF 300.
The deductible is the part of your healthcare costs that you must pay after reaching your franchise amount. For basic health insurance, this amounts to 10 percent or a maximum of CHF 700 for adults and CHF 350 for children per year.
Switch insurance models and save
In Switzerland there are several basic health insurance models you can choose from in addition to the standard model that lets you choose your doctor, such as:
- General practitioner model: Your general practitioner is your first point of contact.
- HMO model: Treatment is through a group practice or network of doctors.
- Telmed model: The initial contact is medical advice over the phone.
By choosing a suitable model, you can lower your health insurance premiums considerably. Please make sure that the model you choose is right for your needs and where you live.
Save on premiums in the canton you live in
In 2026, our customers saved an average of CHF 426 on their basic health insurance premiums by using AXA’s free switching service in the fall of 2025. Find out how much money people are saving in your canton.
You should know that Savings are only available to AXA healthcare customers who have AXA switch their basic health insurance for them. Taking out supplementary insurance with AXA, for example, does not entitle customers to these savings.
Our Information Sheet (in German) and our AXA Switching Report (in German) provide you with more information on how to save.
FAQ about switching health insurers
Which Swiss health insurer is the cheapest?
There are several factors – such as which canton you live in – that affect which provider offers you the most affordable basic health insurance. Our health insurer comparison will list the various quotes from the lowest to the highest premium.
Which conditions is the AXA health insurer comparison required to fulfill?
The AXA health insurer comparison is an unbiased, neutral offer provided to you completely free of charge. The health insurer switching service is exclusively available to AXA customers.
